Hawaiian Airlines cards now feed into the Atmos Rewards loyalty program—shared by Hawaiian and Alaska Airlines, and are issued via Bank of Hawaii rather than directly through the Barclays website.
Key takeaways:
• The personal World Elite Mastercard has a $99 annual fee and offers up to 70,000 welcome points.
• It includes two free checked bags and two “companion” discounts.
• Free point sharing with 10 family members or friends remains available, unlike with most Atmos accounts.
• Its future is uncertain: Barclays promises to keep it active “for several years,” though no specific timeline has been provided.
From HawaiianMiles to Atmos Rewards
HawaiianMiles has ceased to exist as a separate program. Accounts were converted to Atmos Rewards accounts at a 1:1 ratio with new membership numbers, and Atmos points do not expire. However, Hawaiian credit cards have not been discontinued; all points earned are now credited as Atmos points.
Hawaiian Airlines Bank of Hawaii World Elite Mastercard
This is the flagship card of the lineup. Here are its main features:
| Item | Detail |
| Annual fee | $99 |
| Welcome bonus | 60,000 points after $1,000 in spending within 90 days, plus an additional 10,000 points after a total of $2,000 in spending within 180 days (maximum of 70,000 points) |
| Earnings | 3 points per dollar on Hawaiian and Alaska purchases; 2 points on gas, dining, and supermarkets; 1 point elsewhere. |
| Fees on foreign purchases | 0% |
| Balance transfer | 0% for 15 months if completed within 45 days of account opening, followed by a variable rate of 19.49% to 29.49%; 5% fee (minimum $5) |
| Cash advance | Variable rate of 29.74%; 5% fee (minimum $10) |
Everyday benefits
• Two free checked bags for the primary cardholder on Hawaiian and Alaska flights booked with the card. This benefit does not extend to other passengers on the same reservation.
• A one-time 50% companion discount on an eligible round-trip Main Cabin flight.
• A $100 companion discount on an eligible round-trip flight, awarded on each account anniversary. Do not confuse this with the $99 “Companion Fare” offered by Bank of America’s Atmos cards; here, $100 is deducted from the companion’s ticket price.
• Free point sharing with a network of up to 10 friends and family members.
• No blackout dates for companion discounts.
• In-flight credit: According to Frequent Miler, Atmos members with status (Silver and above) receive a $100 annual credit – capped at $10 per day – for in-flight purchases.
• Atmos status: Every $3 spent with the Barclays card earns one status point, up to a maximum of 30,000 points.
Hawaii residents enrolled in the Huakaʻi program can also benefit from an enhanced quarterly discount on inter-island flights.
Hawaiian Airlines World Elite Business Mastercard
Designed for merchants and small businesses, it mirrors the personal card model but features categories tailored to business needs.
| Item |
Detail |
|
Annual fee |
$99 |
| Welcome bonus |
50,000 points after $4,000 in spending and payment of the annual fee, all within 90 days. |
|
Earnings |
3 points on Hawaiian and Alaska purchases; 2 points on gas, dining, and office supplies; 1 point elsewhere |
| Birthday bonus |
Up to 40,000 points per year, subject to conditions |
|
Companion discount |
50% off, one-time, on an eligible Main Cabin round-trip flight. |
| Free employee cards |
To earn rewards faster and better track expenses |
The main benefit is cumulative: an entrepreneur can hold both the business and personal cards to earn Atmos points across two separate bank accounts, as suggested by Frequent Miler. The specific terms of the anniversary bonus are not detailed on the bank’s webpage; please consult Barclays’ terms and conditions.
The Bankoh Hawaiian Airlines Visa Debit Card
Bank of Hawaii also offers a debit card linked to Atmos Rewards. It is designed for those who want to earn points without using a credit product.
• Cost: $3 per month.
• Earnings: 1 point for every $2 in eligible purchases, whether you select the “debit” or “credit” option at the terminal.
• Cap: 1,000 points per month per Atmos account, regardless of the number of associated cards or deposit accounts.
• Restrictions: It is not available with the bank’s EASE account, and online account opening is limited to individuals with a physical address in the 50 U.S. states.
In short, paying $3 a month for a maximum of 12,000 points per year offers modest value—unless you already spend heavily using a debit card.
Bank of America’s Atmos cards
The Alaska Atmos Rewards cards, issued by Bank of America, target a broader audience:
| Card | Membership fee | Enhanced welcome offer | Key benefit |
| Hawaiian Bank of Hawaii (Barclays) | $99 | Up to 70,000 points ($2,000 in 180 days) | 2 free checked bags, free point sharing |
| Atmos Ascent | $95 | 75,000 points + $99 companion fare after spending $300 in 90 days | $99 companion fare plus taxes |
| Atmos Business | $95 | 70,000 points + $99 companion fare after $4,000 in spending within 90 days | $99 companion fare plus taxes |
| Atmos Summit | $395 | 80,000 points + 25,000 Companion Award points after spending $4,000 in 90 days | Free point sharing, status |
Three key differences to note:
• Baggage: The Hawaiian card offers the cardholder two free checked bags, whereas Bank of America’s Atmos cards offer one free checked bag, along with priority boarding for the cardholder and up to six guests on the same reservation (according to Travel On Points).
• Companion ticket: $99 plus taxes for Atmos cards, compared to a $100 discount and a one-time 50% off offer for the Hawaiian card.
• Point sharing: Free with the Hawaiian and Summit cards, but carries a fee otherwise (around $10 per 1,000 points, according to *Beat of Hawaii* readers).
Upgraded Points values the Atmos point at 1.6 cents, which would place the value of the 60,000-point bonus at approximately $960, though this estimate depends on how the points are redeemed.